Whether you’re ready to buy or refinance, you’ve come to the right place. Compare New Hampshire mortgage rates for the loan options below.
- You have very good credit (a FICO credit score of 740+)
- Your loan is for a single-family home as your primary residence
Living in New Hampshire
No matter the season, life in New Hampshire is full of adventure. From quaint country towns to bigger cities like Manchester and Nashua, the Granite State has a lot to offer its residents.
First-time home buyer assistance programs inВ New Hampshire and across the U.S. offer loans, grants, down payment assistance and tax credits. But availability and qualification requirements can vary. Contact your U.S. Bank mortgage loan officer for more information about programs available in New Hampshire.
Our local mortgage loan officers understand the specifics of theВ New Hampshire market. Let us help you navigate the home-buying process so you can focus on finding your dream home.
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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S.В Bank National Association. Deposit products are offered through U.S.В Bank National Association. Member FDIC. Equal Housing Lender
Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender.В The APR may be increased after consummation for adjustable-rate mortgage (ARM)В loans.
The rates shown above are the current rates for the purchase of a single-family primary residence based on a 60-day lock period. These rates are not guaranteed and are subject to change. This is not a credit decision or a commitment to lend. Your guaranteed rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors.
To guarantee a rate, you must submit an application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 877-303-1639, by starting your application online, or by meeting with a mortgage loan officer.
Minnesota properties: To guarantee a rate, you must receive written confirmation as required by Minnesota Statute . This statement of current loan terms and conditions is not an offer to enter into an interest rate or discount point agreement. Any such offer may be made only pursuant to subdivisions 3 and 4 of Minnesota Statutes Section .
Conforming Fixed-Rate Loans -В Conforming rates are for loan amounts not exceeding $647,200 ($970,800 in AK and HI). Annual Percentage Rate (APR) calculation is based on estimates a advance payday Lima Ohio included in the table above with borrower-paid finance charges of 0.862% of the base loan amount, plus origination fees if applicable. If the down payment is less than 20%, mortgage insurance may be required, which could increase the monthly payment and the APR.
Conforming ARM Loans -В Conforming rates are for loan amounts not exceeding $647,200 ($970,800 in Alaska and Hawaii). Adjustable-rate (ARM) loans and rates are subject to change during the loan term. That change can increase or decrease your monthly payment.В Annual Percentage Rate (APR) calculation is based on estimates included in the table above with borrower-paid finance charges of 0.862% of the base loan amount, plus origination fees if applicable. If the down payment is less than 20%, mortgage insurance may be required, which could increase the monthly payment and the APR.
Jumbo Loans -В Annual Percentage Rate (APR) calculation assumes a $600,000 loan with a 20% down payment and borrower-paid finance charges of 0.862% of the loan amount, plus origination fees if applicable. If the down payment is less than 20%, mortgage insurance may be required, which could increase the monthly payment and the ounts exceeding $647,200 ($970,800 in Alaska and Hawaii).
FHA LoansВ – Annual Percentage Rate (APR) calculation assumes a $255,290 loan ($250,900 base amount plus $4,390 upfront mortgage insurance premium) with a 3.5% down payment, monthly mortgage insurance premium of $, and borrower-paid finance charges of 0.862% of the base loan amount, plus origination fees if applicable.
VA Loans -В Annual Percentage Rate (APR) calculation assumes a $179,026 loan ($175,001 base amount plus $4,025 VA Funding Fee for first time use) with no down payment and borrower-paid finance charges of 0.862% of the base loan amount, plus origination fees if applicable.